If you have a leak or major damage that you think need immediate service , call a 24 Hour Emergency Roof Company …it is better to be safe that sorry!

CREATE A HAIL DAMAGE CHECK LIST

Creating a hail damage checklist for your insurance company can help streamline the claims process and ensure that you have all the necessary information and documentation to support your claim. Here’s a checklist you can use:

Hail Damage Insurance Claim Checklist:

1. Contact Information:
   • Your full name, address, and contact details.
   • Your insurance policy number and any relevant policy information.
2. Date and Time of Hailstorm:
   • Record the date and approximate time when the hailstorm occurred.
3. Description of Hailstorm:
   • Provide a brief description of the hailstorm’s severity, including the size of hailstones, duration, and any accompanying weather conditions (e.g., high winds).
4. Safety Precautions:
   • Note any safety precautions you took during the hailstorm, such as seeking shelter, moving vehicles, or protecting valuable items.
5. Photographs and Documentation:
   • Take clear photos of the hail damage to your property, including your roof, vehicles, windows, and any other affected areas.
   • Document the extent of damage to your solar panels, if applicable.
   • Capture multiple angles and close-up shots to clearly show the damage.
   • Date stamp or time-stamp the photos if possible.
6. Property Damage Inventory:
   • List all property items that sustained hail damage, including roof, vehicles, outdoor equipment, and any other affected structures.
7. Home and Roof Inspection:
   • Schedule a professional inspection of your home and roof by a licensed contractor or roofing specialist.
   • Obtain a detailed inspection report that outlines the extent of hail damage, repair or replacement recommendations, and estimated costs.
8. Solar Panel Assessment:
   • If you have solar panels, have them inspected by a professional solar panel technician.
   • Obtain an assessment report that specifies the damage to the solar panels and any associated repair or replacement costs.
9. Estimates for Repairs or Replacements:
   • Request written repair or replacement estimates from contractors or specialists for all damaged areas, including the roof, vehicles, and solar panels.
10. Manufacturer’s Warranty Information:
    • Provide details of the solar panel manufacturer’s warranty, including any coverage for hail damage. Include a copy of the warranty documentation.
11. Policy Coverage Review:
    • Review your homeowner’s insurance policy to understand the coverage for hail damage, deductibles, and any coverage limits.
12. Contact Your Insurance Company:
    • Contact your insurance company to report the hail damage and initiate the claims process.
    • Provide them with all the documentation and information you’ve gathered, including inspection reports and repair estimates.
13. Maintain Communication:
    • Maintain open and clear communication with your insurance company throughout the claims process. Keep records of all communications, including claim numbers and the names of insurance representatives.
14. Follow-Up:
    • Follow up with your insurance company to ensure your claim is being processed and to inquire about the expected timeline for resolution.
15. Stay Informed:
    • Stay informed about the progress of your claim and any additional documentation or information requested by your insurance company.

Remember that the specific requirements and procedures for filing a hail damage claim can vary depending on your insurance company and policy. Consulting with your insurance agent or representative can provide additional guidance on the claims process and requirements.